Serving CAAP air traffic and air navigation personnel nationwide (02) 8834-2822info@atcmpc.ph
ATC-MPCPhilippine Air Traffic Controllers' Multi-Purpose Cooperative

Your colleagues keep the skies safe. We keep your savings steady.

A member-owned cooperative for air traffic controllers and air navigation personnel. Low-interest loans, dividend-earning capital shares and mutual aid, built around how you are paid and how you work.

PAL 123CEB 456GAP 789
1,850+Active members
₱1.2B+Capital and assets
28 yearsOf service
24–48 hrsTypical loan approval

Run with the same vigilance as the control room

ATC-MPC was formed by air traffic management officers and flight safety personnel who wanted a financial home that understands shift work, fixed payroll and the pressure of the job.

Mission

A unified thrust to improve the socio-economic well-being of members, and a forerunner in providing innovative approaches to competitive financial and allied services.

Vision

A robust cooperative and a dynamic socio-economic partner in the aviation sector.

Values

  • Vigilance: prudent money management
  • Integrity: transparent operations
  • Solidarity: aviation professionals united

Financial products

Four services, each designed around aviation pay schedules, with salary deduction available.

LOAN

Emergency and multi-purpose loans

Low-interest loans for medical, education or personal needs, with approval typically in 24 to 48 hours.

From 0.83% a month
CAPITAL

Capital share investment

Build your share capital and receive an annual dividend once the General Assembly approves it.

Annual dividend
SAVE

Time deposits and provident savings

Fixed-term deposits and long-term retirement savings with a rate set in advance.

Up to 6.5% a year
AID

Mutual aid and welfare fund

Medical reimbursement, hospitalization support and bereavement benefits for members and families.

Family coverage

View all financial products

See your monthly payment before you apply

  • Reducing-balance estimate, so interest falls as you pay
  • No processing fee for active members
  • Payments can be deducted from your salary
₱250,000
24 months
0.83%
Monthly payment–
Total interest–Total repayment–

Estimate only. Final rates, deductions and terms are set by the cooperative at approval.

Who can join, and how

Open to active civil aviation air navigation personnel and support staff.

Air traffic controllers

Licensed air traffic management officers in towers, approach and area control centers.

Air navigation technicians

Air navigation system specialists, radar engineers and technical maintenance staff.

Aviation support staff

Administrative and operations personnel supporting air traffic management.

  1. Attend the PMESComplete the Pre-Membership Education Seminar, online or in person.
  2. Submit your applicationFill in the form and attach your agency ID.
  3. Pay your capitalDeposit the minimum share capital and membership fee.
  4. Get activatedUnlock loans and the member portal.

Cooperative bulletin

Annual General Assembly on November 28

All members are invited. Online registration is now open.

Read more

FY2025 dividend and patronage refund

The Board approved the payout. It will be credited to member payroll accounts.

Read more

Apply for loans online

Apply, upload requirements and track approval status in the member portal.

Read more

See all announcements

Questions about membership or loans?

Our office is open Monday to Friday, 8:00 AM to 5:00 PM.

Contact us

Member portal

Sign in to apply for loans and track balances.